
Show Me the Money!
Is college just around the corner and you’re not sure just how to pay for it? If you haven’t saved for college you still have options that will help you afford those tuition payments.
Paying for college options:
- Financial aid: scholarships, grants and loans
- Your earnings: more value if you help pay for your education
- College payment plans: tuition payments on a monthly plan
- Employer Educational Assistance Programs: Many employers offer scholarships or tuition reimbursement
- The military: tuition reimbursement, loan repayment, G.I. Bill
FINANCIAL AID
As you progress through your senior year of high school, use a checklist to keep on top of college financial aid and:
- Attend the financial aid program at your high school, or the college fair in your area.
- Complete scholarship applications. Contact your guidance counselor for local awards.
- Complete the free application for Federal Student Assistance (FAFSA) after January 1 (of your senior year) and submit before March 1.
- Look for an award letter from the colleges that have accepted you that details the assistance they are offering.
- If you do need to apply for an education loan, do so 8 to 10 weeks before school starts.
Your first stop on your search for money to pay for college should be at the Higher Education Coordinating Board Website: www.hecb.wa.gov. You and your parents can find lots of very helpful information. There are also many opportunities at the federal level.
Higher Education Coordinating Board is a state agency that administrators and coordinates state and federal aid programs to provide the best possible service to students and ensures the best use of state resources.
Do you know the difference between a loan and a grant?
Scholarships are based on achievements, academics and talent.
Grants are based on financial need and don't have to be repaid.
Loans are borrowed and must be repaid with interest.
Work Study is working part time while you are in school.
FEDERAL FINANCIAL AID RESOURCES
There are many websites available that will give you free information on financial aid resources. Be sure to check them carefully!
Free Application for Federal Student Aid (FASFA) is the form you complete (which is easier then you think) to apply for state, federal and college-specific financial aid. Pick up the FAFSA at your high school or college. You can also apply on-line at http://www.fafsa.ed.gov.
Federal Student Aid Information Center (FSAIC): If you need answers right away to questions about federal student aid, call the number listed below between 8 a.m. and 8 p.m. (eastern time), Monday through Friday: 1-800-4-FED-AID (1-800-433-3243) toll-free number, or online at http://www.studentaid.ed.gov/students/publications/student_guide/ 2004_2005/english/general-infocenter.htm.
FSAIC will:
- Assist you in making corrections to your Student Aid Report (SAR).
- Tell you whether a school participates in the federal student aid programs and that school's student loan default rate.
- Explain federal student aid eligibility requirements and how to determine need.
Get moving! Not being able to pay for college is no excuse for not going. Use ALL of the resources available!
WASHINGTON STATE FINANCIAL AID RESOURCES
- Supplemental College Assistance Migrant Program (CAMP): Federal funds are available to migrant and seasonal farm workers and their children to go to school: www.hecb.wa.gov/grants/camp/campindex.asp
- Guaranteed Educational Tuition (GET): Offers WA families a simple, safe, and affordable way to save for future college expenses by investing in tuition units: www.hecb.wa.gov/GET/index.asp
- Americorps is a network of national service programs that provide intensive services to meet critical needs in education, public safety, the environment, homeland security, and other human needs. An eductional award of $4,725 is given after satisfactorily completing the program: www.ofm.wa.gov/servewa/americorps.htm
- Washington State University offers a website for students who are interested in nursing. This website provides information on financial support along with other valuable information on nursing: www.nursing.wsu.edu/future
- State Health Professional Loan Repayment and Scholarship Program: www.doh.wa.gov/hsqa/ocrh/slrp/default.htm
Contact: Kathy McVay, Program Administrator, P.O. Box 47834, Olympia WA 98504-7834 or email at kathy.mcvay@doh.wa.gov
- American Business Women’s Association (ABWA)
Contact: Kathy Moran, American Business Women’s Assoc., P.O. Box 1070, Spokane, WA 99210
- American Legion Auxiliary Department of Washington Department Gift Scholarships Local Unit, American Legion Auxiliary or the American Legion Auxiliary of Washington, P.O. Box 5867, Lacey WA 98509-5867
- Carlson-Lewiston Rotary Scholarship: www.lcsc.edu/financialaid/scholarships.htm
- Carroll Olson Nursing Scholarship Endowment: www.columbiabasin.edu/home/index.asp?page=91
- Community Colleges of Spokane Foundation Scholarships
Contact: Sue Davidson, Community Colleges of Spokane Foundation, 501 North River Point Blvd., P.O. Box 6000, MS 1005, Spokane WA 99217-6000
- Dorothy E. Guild Nursing Scholarship
Contact: Gonzaga University, Financial Aid Office, 502 E. Boone, Spokane, WA 99258-0001
- Dr. & Mrs. Charles Simmons Scholarship: www.lcsc.edu/financialaid/scholarships.htm
- The Grace Smith Endowed Scholarship in Nursing: www.lcsc.edu/financialaid/scholarships.htm
- Gretchen Dimico Memorial Scholarship: www.lcsc.edu/financialaid/schloarships.htm
- Hank and Patty Thomsen Memorial Scholarship Endowment: www.columbiabasin.edu/home/index.asp?page=91
- Hearthstone Resident Council
Contact: Big Bend Community College, Financial Aid Office, 7662 Chanute St. NE, Moses Lake, WA 98837
- Katherine Lewis Nursing Scholarship
Contact: Big Bend Community College, Financial Aid Office, 7662 Chanute St. NE, Moses Lake, WA 98837
- King County Nurse’s Association Scholarship Program: www.kcnurses.org
- Laura Moore Cunningham Nursing Scholarship: www.lcsc.edu/financialaid/scholarships.htm
- Lee Eggert Scholarship
Contact: Big Bend Community College, Financial Aid Office, 7662 Chanute St. NE; Moses Lake, WA 98837
- Lois Jean Roberts Memorial Nursing Scholarships
Contact: St. Luke’s Foundation, PO Box 5641, Bellingham, WA 98227
- Louisa Murphy Nursing Scholarship: www.lcsc.edu/financialaid/scholarships.htm
- Lt. Col. Richard Paul Beers Memorial Scholarship: www.columbiabasin.edu/home/index.asp?page=91
- Margaret S. Staunton Scholarship
Contact: Gonzaga University, Financial Aid office, 502 E. Boone, Spokane WA 99258-0001
- Margaret Tagen Scholarship:
www.columbiabasin.edu/home/index.asp?page=91
- Mary Schons Scholarship
Contact: Gonzaga University, Financial Aid Office, 502 E. Boone, Spokane, WA 99258-0001
- Minority Nurse Annual Scholarship Program: www.minoritynurse.com
- The Moses Lake Clinic Nurse’s Scholarship
Contact: Moses Lake Clinic Nurse’s Scholarship Committee, 840 Hill, Moses Lake, WA 98837
- Nurse Practioner group of Spokane Scholarship
Contact: Teresa Colley c/o NPGS, 124 Rowan., Ste, 102 Spokane, WA 99207
- Nursing Education Loan Repayment Program (NELRP): www.bhpr.hrsa.gov/nursing/loanrepay.htm
- Nursing Incentive Contracts: www.lcsc.edu/financialaid/scholarships-nursing.htm
- Oncology Nursing Foundation Scholarships: www.onsfoundation.org
- Sacred Heart Alumni Association Scholarship and the Sacred Heart School of Nursing Patrician Bautch McGuire Memorial Scholarship
Contact: Sacred Heart of Nursing Scholarship Committee, c/o Public Relations, PO Box 2555, Spokane, WA 99220-2555
- Spokane Area Retired Educators Foundation Student Loan Fund
Contact: Neil Prescott, Chairman, Student Loan Fund, Spokane Area Retired Educators Foundation, 523 N. Best Rd., Spokane, WA 99216
- St. Lukes Memorial Hospital Alumnae Association
Contact: Claudia Kroll, Spokane Community College Nursing Department
- Tri-State Memorial Hospital Auxiliary Undergraduate Scholarship
Contact: Director of Public Relations, Tri-State Memorial Hospital, PO Box 189, Clarkston, WA 99403
- Washington State Health Faculty Association Fund
Contact: Carol Nelson, Spokane Community College, Nursing Department Chair, 1810 Greene Street, Spokane, WA 99207
- Wilson A. “Bill” Cease Scholarship
www.columbiabasin.edu/home/index.asp?page=91
OTHER FINANCIAL AID RESOURCES:
- Scholarships: http://www.educationquest.org
- Grants: http://www.students.gov
- Federal Pell Grant http://studentaid.ed.gov/students/publications/
student_guide/2004_2005/english/types.htm
- Federal Supplemental Opportunity Grant http://www.ed.gov/prog_info/SFA/StudentGuide/1998-9/fseog.html
- Absolutely Scholarships: search for free money for school http://www.absolutelyscholarships.com
- College is Possible: guide for parents and students on getting financial aid http://www.collegeispossible.org
- College Board Online: a research site for locating scholarships and aid http://www.collegeboard.org
- GoCollege: Perform a search to find best combination of academics and affordability. http://www.gocollege.com
- National Urban League Scholarship Program http://www.nul.org/scholarships.html
- Federal Work-Study: Work-Study jobs may be an option if you show financial need. http://www.ed.gov/prog_info/SFA/StudentGuide/1998-9/fws.html
- A Subsidized Federal Stafford Loan: May be an option if you show financial need. The federal government pays the interest while you’re in school at least half time and during grace and deferment periods. http://www.educaid.com/stafford.htm
- PLUS Loans: PLUS loans for parents are not based on financial need but do require a creditworthy borrower. The amount the parent can borrow is the cost of the education at college, minus the financial aid the student is receiving. http://www.ed.gov/prog_info/SFA/StudentGuide/1998-9/plus.html
- HOPE SCHOLARSHIP TAX CREDIT (HSC):
Provides tax credit up to $1,500 per year per student. You may claim the HSC for two years. Students must be in their first of second year of college and enrolled at least half time for one period of the tax year. http://www.irs.gov/newsroom/article/0,,id=107670,00.html
- LIFETIME LEARNING TAX CREDIT:
Provides a 20 percent tax credit for qualified college expenses (tuition/fees), and after 2002, a 20 percent tax credit on the first $10,000 paid. There's no limit on the number of years you may claim Lifetime Learning Credit. http://www.irs.gov/individuals/article/0,,id=96273,00.html
- SCHOLARSHIPS FOR DISADVANTAGED STUDENTS:
The Scholarships for Disadvantaged Students program provides scholarships to full-time, financially needy students from disadvantaged backgrounds, enrolled in health professions and nursing programs. For more information, log onto http://bhpr.hrsa.gov/DSA/sds.htm
- www.college-scholarships.com
- www.collegenet.com/mach25
- www.fastweb.com
- www.wfaa.org
- www.nasfaa.org
- www.discovernursing.com
- www.iesabroad.org/info/hbcu.htm
- www.sciencenet.emory.edu/undergrad/scholarships.html
- Adolph Van Pelt Scholarships
Contact: Adolph Van Pelt Scholarships, Association on American Indian Affairs, Inc., 245 Fifth Avenue , Suite 1801, New York, NY 10016-8728
- American Academy of Nurse Practitioners: www.aanpfoundation.org
- American Association of Critical Care Nurses (AACN)
Educational Advancement Scholarship AACN, 101 Columbia, Aliso Viejo, CA 92656-1491
- American Association of Neuroscience Nurses (AANN): www.aann.org/nnf
- American Association of Physician Specialists (AAPS): www.aapsga.org
- American Legion Eight and Forty Lung and Respiratory Disease Nursing Scholarship
Contact: The American Legion, Americanism and Children & Youth Division, Attn: Eight and Forty Scholarship, P.O. Box 1055, Indianapolis, Indiana 46206
- American School Health Association (ASHA): www.ashaweb.org
- Army ROTC Scholarships
Contact: Army ROTC Scholarship, US Army ROTC Cadet Command, Ft. Monroe VA 23651-5238
- Association of Operation Room Nurses (AORN) Scholarships
Contact: AORN Scholarship Board, AORN Inc., 2170 S. Parker Rd., Suite 300 , Denver, CO 80231-5711
- Carondelet Scholarship
Contact: Financial Aid Office, Lewis-Clark State College, 500 8th Avenue, Lewiston, ID 83501
- Foundation of the National Student Nurses Association, INC. In honor of Frances Tompkins: www.nsna.org
- Graduate Nursing Scholarships: www.marchofdimes.com/professionals/685_1368.asp
- Idaho American Legion Auxiliary Nurse’s Scholarship
Contact: American Legion Auxiliary Unit in local community, American Legion Auxiliary, 905 Warren Street, Boise ID, 83706
- Idaho American Legion Scholarships
Contact: The American Legion, Department Headquarters, 901 Warrant Street, Boise ID, 83706-3893
- Juanita Robles-Lopez/ Pampers Parenting Institute and Proctor & Gamble Scholarship: www.thehispanicnurses.org
- National Association of Hispanic Nurses Scholarship Awards
Contact: NAHN Awards and Scholarship Committee Chair, Esther Coto Walloch, RN, PhD; National Association of Hispanic Nurses; 1501 Sixteenth Street, NW, Washington DC 20036
- National Black Nurse’s Association Scholarships: www.nbna.org
- National Health Service Corp Scholarships: http://nhsc.bhpr.hrsa.gov/join_us/scholarships.cfm
- National Society Daughters of The American Revolution Caroline E. Holt and Madeline Pickett Cogswell Nursing Scholarships
Contact: Office of Committees, NSDAR/Scholarships, Administration Building, 1776 D. Street , NW, Washington DC 20006-5392
- National Student Nurses Association Educational Advancement Scholarships Generic BSN
Contact: National Student Nurses Association, 555 West 57th St. New York, NY 10019
- Nimipuu Health Scholarship
Contact: Financial Aid Office, Lewis- Clark Sate College, 500 8th Avenue, Lewiston, ID 83501
- Society of Gastroenterology Nurses and Associates (SGNA): www.sgna.org/resources/awards.cfm
- St. Joseph Regional Medical Center Auxiliary Scholarship
Contact: St. Joseph Regional Medical Center Auxiliary, c/o Volunteer Office-Scholarship Chair, PO Box 816, Lewiston, ID 83501
- HRSA Nursing Scholarship: http://bhpr.hrsa.gov/nursing/scholarship/
- National Student Nurses' Association Foundation Scholarships: http://www.nsna.org/foundation/scholarships/
- AfterCollege/AACN Nursing Scholarship Fund: http://go.aftercollege.com/events/AACN/2006/index.cfm
- Sigma Theta Tau Nursing Honor Society Scholarship Opportunities:http://www.nursingsociety.org/career/scholarships_opps.html
- DiscoverNursing.com: Nursing Scholarship Search: http://www.discovernursing.com/nursing-scholarship-search
- Health Professional Loan Repayment & Scholarship Program in Washington State: http://www.hecb.wa.gov/paying/waaidprgm/health.asp
- Mary Mahoney Professional Nurse Organization Scholarships: http://www.marymahoney.org/scholarships/index.html
- MinorityNurse.com Scholarship Listing: http://www.minoritynurse.com/financial/scholarships.html#listings
- www.findtuition.com
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